期刊名称:South Asian Studies : A Research Journal of South Asian Studies
印刷版ISSN:1026-678X
出版年度:2015
卷号:30
期号:1
页码:71-80
出版社:University of the Punjab, Lahore
摘要:This study examined the process of microcredit disbursement among brick kiln labourers and paying off loan in monthly installments. In depth interviews were conducted with the brick kiln labourers to solicit their experiences and difficulties regarding acquisition of microcredit. The process of acquiring microcredit involves many steps from the awareness about microcredit to disbursement of the loans. A local NGO was responsible to guide brick kiln labourers about different steps of getting mic rocredit. The study explains how the prevalence of inequitable and manipulative practices involved at different stages of acquiring microcredit may restrict labourers' right of access to the facility of loan.