摘要：Dear Editor- in- Chief: Voluntary health insurance schemes help those who are not included in social health insurance. These are divided into supplementary and self-employed insurance. Generally, the supplementary health insurance provides health facilities in non-governmental sectors for the insured, fills the gap in services and commitments of basic health in-surance, makes the room for innovation, di-versity and competition in the field of health in-surance activities.
