摘要：Nowadays e-Payment systems have become increasingly popular due to the widespread use of the internet based shopping and banking. The number of private and corporate transactions that are done electronically is growing rapidly. Malicious applications targeting online banking transactions have also increased dramatically in past few years. Worms, Trojans, viruses, phishing, pharming, spoofing, man-in the middle, denial of service attack, transaction poisoning and spamming are the most common threats. All this malicious activity has lead to unauthorized access, theft and fraud. Information security is an essential requirement for any efficient and effective e-Payment system. In Romania, specific legislation has been created in order to protect the e-Payment system and fight cyber-crime.
