期刊名称：International Journal of Computer and Information Technology
印刷版ISSN：2279-0764
出版年度：2015
卷号：4
期号：1
出版社：International Journal of Computer and Information Technology
摘要：Information technology (IT), today, affecting the daily activity of individuals and organizations. Information is an input for every activity of organizations, without which organizations cannot function efficiently. IT has become a most important element in economic growth and a spine for knowledge-based economies with respect to quality and productivity of offered services and operations. Therefore, it is a challenge for developing countries to take advantage of usage of IT in various sectors. Organizations like the banking sector have benefited significantly from e-banking, which is one among the IT applications for strengthening the competitiveness. A combination of regulatory and competitive reasons has led to increasing importance of total banking automation in the Indian Banking Industry. Benefits of information technology in banking are: operational efficiency, productivity and profitability, offering the superior quality customer services, multi-channel, real-time transaction processing, ability to better cross selling of products and services, improved management information system, management and accountability, supports supply chain management activities by automating the tracking of inventory and information among business processes and across companies.. In creating a viable and efficient banking system, which can respond adequately to the needs of growing economy, technology has a key role to play. The technological challenge is to identify suitable areas of automation, selecting appropriate software and priorities the implementation on suitable and cost effective hardware so that in ultimate analysis, gains outweigh the cost. The paper presents: to know the current trend in the application of IT in the banking industries in India and gives an insight into how quality banking has been enhanced via IT. And to know the deployment of IT facilities in the Indian Banking industry has brought about fundamental changes in the content and quality of banking business in the country.
关键词：component; Internet Banking; Information technology; ; E Banking
