出版社：“Victor Slăvescu‿Centre for Financial and Monetary Research
摘要：People are living longer worldwide than they were two decades ago, as death rates are falling. There are significant differences on life expectancy between males and females, and across the countries, and between regions. But the real question is how will develop further the death rates and how much will increase the cost of life annuities or other retirement benefits. The present paper aims to analyse the development of the death rates on Romania, Bulgaria and Hungary, and how this trend will impact on the amount required to get a life annuity at the age of 65 years. Mortality and trend modelling is beyond the mathematical and econometric exercise, but this paper will look only on the methods for forecasting the mortality rates. This paper represents the authors' personal opinions and does not reflect the views of the institutions they are affiliated to.
