期刊名称:International Journal of Economic Development Research and Investment
印刷版ISSN:2141-6729
出版年度:2010
卷号:1
期号:1
出版社:International Centre for Integrated Development Research
摘要:The survey evaluated loan administration by Microfinance Bank (I.C.Global MFB) to farmers in Isoko local government Area of Delta State, Nigeria. Ninety farmers and ten bank officials were selected for the study using simple random and purposive sampling techniques with the aid of a structured questionnaire to obtain data for the study. Various descriptive and inferential statistics such as percentages, frequency distribution, mean, and regression analysis were used to analyze the data. The findings indicated discrepancy between actual amount of loans disbursed to farmers and what farmers desired, most beneficiaries obtain loans less than N200,000.00 and the time of loan disbursement affected farming activities. Based on the findings, it was recommended that overemphasis on collateral should be reduced, male and female farmers should have equal access to loans and should be made available to farmers at the right time.
关键词:Micro Finance; Loan; Collateral; Isoko South local ; government area; Farmers