出版社：Economic Laboratory for Transition Research Podgorica
摘要：The aim of this article is to analyze risk management and the influ- ence of selected factors on approaches to financial risk manage- ment in the small and medium-sized enterprises in Czech Republic. For this analysis there were used the results of the research con- ducted at Tomas Bata University in Zlin in 2015. As part of the re- search there were addressed entrepreneurs of SMEs in individual regions of the Czech Republic by a form of a questionnaire survey. Research covered a survey of the business environment in the Czech Republic, where for this article there were used questions regarding the perception of financial risks' influence, their impor- tance, the ability to manage financial risks and the use of instru- ments for their elimination. As part of the survey a total of 1,141 respondents from all regions of the Czech Republic have answered our questions. It was found out that more than 75% of the surveyed entrepreneurs perceive the effect of financial risks in the business environment, but only 28.5% of businessmen believe that entrepre- neurs have the ability to manage these risks. With the use of crea- tion of reserves as a tool to eliminate the negative impact of finan- cial risks has agreed only 45% of the interviewed entrepreneurs. It was also found that opinions on the ability to manage financial risks and the increasing importance of financial risk in times of crisis vary according to the age of the entrepreneur and the age of his com- pany.
关键词：Financial risks; ; small and medium-sized enterprises; ; financial crisis
