期刊名称：Studia Universitatis Moldaviae: Stiinte Exacte si Economice
印刷版ISSN：1857-2073
电子版ISSN：2345-1033
出版年度：2008
期号：3(13)
页码：168-171
出版社：Moldova State University
摘要：Nowadays, different types of automatic systems are used for efficiency rising of a large number of mass decisionsapprovals (ex. granting of retail loans). Most of them are based on difficult mathematic-statistical theories and instrumentswidely known as Data Mining. This paper describes the linear scoring model which is one of the simplest butoften used in practice automatic decision approval model. The economic-mathematical meaning of linear scoring isdemonstrated on the example of banking credit activity. This meaning helps practical economists to estimate preciselythe given model’s applicability area and to take deliberate decisions.
