期刊名称：International Journal of Management and Business Research
印刷版ISSN：2228-7019
电子版ISSN：2228-7027
出版年度：2012
卷号：2
期号：1
页码：59-68
语种：English
出版社：Islamic Azad University
其他摘要：In addition to its primary role of providing financial protection for other industries the insurance industry also serves as a medium for fund mobilization. In spite of the harsh economic environment in Nigeria, the insurance industry has been crucial to the consummation of business plans and wealth creation. However, the continued downturn experienced by many countries, in the last decade, seems to have impacted negatively on the financial health of the industry, thereby rendering many insurance companies inherently distressed. Although there is a regulator to monitor the insurance companies in order to prevent insolvency and protect the right of consumers this oversight function has been made difficult because the regulators appeared to lack the necessary tools that would adequately equip them to perform their oversight functions. One such critical tool is a decision making model that provides early warning signal of distressed firms. This paper constructs an insolvency prediction model based on artificial neural network approach which could be used to evaluate the financial capability of insurance companies.
其他关键词：Insurance ; Financial protection ; Artificial Neural Network ; Insolvency ; Ratio analysis ; Training ; prediction model ; Early warning signal
