期刊名称：International Journal of Advanced Research in Computer Engineering & Technology (IJARCET)
印刷版ISSN：2278-1323
出版年度：2013
卷号：2
期号：9
页码：2542-2548
出版社：Shri Pannalal Research Institute of Technolgy
摘要：Using a mobile phone to make payments introduces traditional and trusted payment methods in the U.S. It also introduces several new technologies to support mobile payments. The unfamiliarity and complexity of the mobile device and associated technologies create security concerns for consumers who want to be confident that their personally identifiable information and actionable financial information are protected in storage and while being used to process a mobile payment transaction, whether that storage is on the mobile device or in the cloud. They want that their data cannot be intercepted at any time. About sensitive payment information being captured 'over the air,' or mobile phones being lost or stolen and personal data being shared inappropriately need to be addressed by stakeholders to satisfy consumers, merchants, and regulators. The security of each mobile technology platform will be a major contributor to its success and the ultimate broad adoption of mobile payments.
