摘要：Homeownership affordability is frequently debated widely at the global stage. It is human survival needs to make homeownership affordability is the issue that are given a special focus of many countries. The basics need of the homeownership is the affordability because without the affordability, how a person will be able to own a home. This showed that when there is no affordability there is no homeownership. Homeownership affordability is determined by various factors that vary for each individual. In fact, household is not only affects by one factor in determining the affordability. Socioeconomic factors are among the most important factors in determining the affordability of homeownership. Between the socioeconomic factors is the household income, household expenditures, types of employment, level of education, and financial savings. The scrutiny of the socioeconomic factors is important because rationally, the development of the homeownership affordability issues impact the improvement in quality of life of mankind.
关键词：homeownership; affordability; socioeconomic factor; quality of life
