出版社：The International Institute for Science, Technology and Education (IISTE)
摘要：Financial inclusion is said to be very important for economic growth and policymakers had high expectation about the prospect of their financial sector which encourage financial inclusion. The year 1990 marked changing point in Tanzania financial sector following financial liberalization. Since then the level of financial sector has steadily increased supported by an increase in the number of banks and financial services. However Tanzanian banks have not been able to include various segments of the population into the banking services. This paper highlights the overall status of financial inclusion in Tanzania through looking at existing statics on people access to various financial services and institutions. The overall people’s perception and understanding over the accessing of these financial services were also observed through simple questionnaire. The paper found that despite the increase in financial services the level of access to these services especially in the formal banking sector remain very low. According to the FinScope survey Tanzania 2013, the proportion of adult population in Tanzania with access to formal banking services was approximately 14%. The paper also found that issues like cost, lack of robust technology, lack of awareness and regulatory requirements are among the challenges hindering financial inclusion.
关键词：Financial Inclusion; Financial sector; Financial Liberalization and challenges.
