出版社:The International Institute for Science, Technology and Education (IISTE)
摘要:The broad objective of this study is Performance Evaluation and Competitive Analysis of state owned commercial banks in Bangladesh. This paper finds the development and growth of state owned commercial banks in Bangladesh. Secondary data was used for the research. The study reveals all the state owned commercial banks in Bangladesh are not able to achieve a stable growth, net profit, earning per Share, return on equity, return on assets, net asset value per share but they are capable to achieve a stable growth of deposit, loan and advances, equity. It is also observed that all the of state owned commercial banks have high non performing loan/classified loan and % of classified loan to total loan is very high. Employees of all state owned commercial banks are negative growth. Trend equations have been tested for different activities of the state owned commercial Banks. Positive growth was found in deposit, assets and expense while negative trend was found in number of employees. In case of non performing loan and % of classified loan positive trend was found in Sonali Bank Limited and Rupali Bank Limited while negative trend was in Janata Bank Limited and Agrani Bank Limited. Square of correlation coefficient (r 2 ) has also been tested for all trend equations. The r2 of branches, employees, deposit, assets are more than 0.5. It indicates that the prospects of these indicators of state owned commercial banks are bright. All other indicators like net profit after tax, earnings per share, non performing loan, and % of classified loan to total loan r2 are not more than 0.5 for all banks. It proves that all state owned commercial banks do not achieve these indicators during the period of 2005-2009.