摘要:Under the background of slow economic development speed, the state has issued a series of policies to realize destocking due to the serious real estate destocking in China. The problem about high leverage of real estate also emerges gradually due to the policies of reducing the proportion of down payment. The high leverage of real estate might bring about risks such as: building market bubble and increased risk in bank credit risk. However, there are a lot of difficulties to overcome to remove leverage. For example, the pressure over destocking is heavier and real estate bubble could be easily brought about. Only by positively adopting measures and conducting regulation positively, improving leverage structure of real estate market and boosting real estate market destocking, the financial risk can be prevented and controlled.