摘要：Paper work “Financial analysis of the financial institutions sector in Kosovo” treats financial sector in Kosovo. Firstly is presented a short summary about topics that are reviewed, introduction, the purpose of the paper, research methodology and hypotheses. Paper work contains the current position of the economy, economic prospects and macroeconomic projections. Also discussed for the financial sector in Kosovo, potential future and possibilities of financial sector in Kosovo. The main goal of this research is financial analyzis of Kosovo financial institution sector - overview of key indicators. This research evaluates the performances of commercial bank’s profitability, which have operated in the banking market during 2006-2012. In this research through financial analysis coefficients: Return on Equity, Return on Assest and Cost to Income. Test t-Student was used to analyze the profitability for the period 2006/2007 before the financial crisis and the period 2011/2012 after financial crisis
