Letter from the editors.

Jesswein, Kurt

The Academy of Banking Studies Journal is owned and published by the DreamCatchers Group, LLC. The Editorial Board and the Editors are appointed by the Allied Academies, Inc., a non profit association of scholars whose purpose is to encourage and support the advancement and exchange of knowledge, understanding and teaching throughout the world. The ABSJ is a principal vehicle for achieving the objectives of the organization.

The ABSJ has undergone a name change effective with this issue. It was formerly known as the Journal of Commercial Banking and Finance. We have changed its name to more closely match its editorial mission, which is to publish theoretical and empirical manuscripts which further the disciplines of banking and institutional finance. The name change resulted in the issuance of a new ISSN, 1939-2230. The former ISSN was 1544-0028. We have retained the numbering sequence for the issues, so this is Volume 6. The journal continues to follow its established policy of accepting no more than 25% of the manuscripts submitted for publication. All articles contained in this volume have been double blind refereed.

It is our mission to foster a supportive, mentoring effort on the part of the referees which will result in encouraging and supporting writers. We welcome different viewpoints because in those differences we improve knowledge and understanding.

Information about the Allied Academies, the ABSJ, and the other journals handled by the Academy, as well as calls for conferences, are published on our web site, www.alliedacademies.org, which is updated regularly. Please visit our site and know that we welcome hearing from you at any time.

Kurt Jesswein

Sam Houston State University