Preferences of first-time buyers of affordable housing: evidence from grow homes in Montreal, Canada.
Friedman, Avi
Resume
Les acheteurs d'une premiere maison constituent un groupe
unique sur le marche immobilier. Leurs attentes different de celles des
acheteurs plus experimentes et la plupart fondent leur choix sur leur
capacite financiere. Les etudes revelent que la localisation est egalement un critere important dans les choix qui motivent les futurs
acheteurs. Au cours d'une etude post-occupation de sept projets
immobiliers recents Montreal et dans les environs, l'auteur a
recueilli des informations qui permettent d'identifier les
preferences en matiere de localisation et d'habitation des
accedants la propriete qui ont fait l'acquisition d'une
premiere maison dans une gamme de prix de bas a moyen. Les resultats
revelent que l'acquisition d'une maison neuve en banlieue se
fait au detriment de la preference pour une maison detachee. Les
caracteristiques de localisation que les acheteurs jugent importantes,
comme la proximite du lieu de travail et des reseaux de transport en
commun, sont egalement sacrifiees pour pouvoir acceder a la propriete.
Background
A narrow-from rowhouse, called the "Grow Home," was
developed as a response to the need for affordable housing in Canada.
The concept underlying the Grow Home is that the house is sold partially
finished, and the owners finish certain components based on their future
needs and means. The unit--a 1,000 square foot, 14-foot-wide
rowhouse--was designed to employ cost-saving strategies in construction
materials and layout. Reducing size and providing choice of finishing
materials lowered the costs of land, infrastructure and construction,
bringing the selling price within the $69,000 to $86,500 range in 1991,
depending on location (Rybczynski et al. 1990; Friedman and Cammalleri
1992).
The first Grow Home developer--a small-scale builder from the east
end of Montreal--placed an advertisement in a local newspaper and,
bearing in mind the deep slump in home construction in Montreal in the
early 1990s, did not know whether the concept would be accepted by home
buyers. To his surprise, 24 units were sold the first weekend and all of
the project's 87 units were sold within three weeks before any
ground was broken. Following this developer's lead, 12 other
builders undertook Grow Home-type projects in and around the Montreal
area, constructing approximately 1,000 units by the end of the first
year (1991). The sales were supported by provincial and municipal
programs which assisted first-time buyers to purchase homes through
interest-reduction incentives. By 1999, over 6,000 units had been built
in Canada at prices ranging from $69,000 to $95,000 per unit. The Grow
Home has become an accepted prototype of an affordable single-family unit by both builders and buyers.
Figure 1: Combined Effect of Government Subsidies on Housing
Affordability (1991), demonstrates the accessibility of affordable homes
in the Grow Home range to lower-income households in Montreal in 1991.
Based on total carrying costs (including capital, interest, property tax
and heating), and assuming a mortgage rate of 12.5%, an annual household
income of $33,106 would be sufficient to purchase a $76,000 home,
whereas an income of $49,513 would be required for a $110,625 home and
$55,234 for a $126,677 home.
Of the 6,000 Grow Home units that have been constructed by
private-sector developers in 25 locations, seven projects were selected
for study due to their similarity in site plan, unit layout and
construction methods. The majority of the occupants (89.4%) were
first-time home buyers who constituted a suitable sample for the study
of location and dwelling preferences--factors that are considered
closely by this group (Kaynak and Stevenson 1981; Realty Research Group
1982). In an economic climate where affordability is of primary concern,
the author wanted to know which location and dwelling characteristics
first-time buyers deemed essential, and what type of trade-offs this
buyer group was willing to make.
Literature Review
Several researchers have studied the correlation between the
demographic profile and the location preferences of home buyers (Barrett 1976; Bartel 1990; Hempel 1977; Munsinger et al. 1975; Northrup 1981).
These studies indicate that location is a key factor in the home-buying
decision. In a survey conducted by the Realty Research Group Ltd.
(1982), out of a stratified random sample of 65 home buyers in the
$90,000 to $110,000 price range in the Metro Toronto area, the reasons
listed for moving were, in order of importance: location, where the most
important locational attribute was transportation/access to work; large
size of home; desire for home ownership; and price. The average age of
respondents was 33.5 years. One-third of the sample were first-time
buyers. Although this price segment is slightly higher than the one
studied in the survey of the Grow Home, these findings do indicate the
priority many home buyers place on location.
Kaynak and Stevenson (1981) suggest that most of the demand for
housing rests on the underlying premise that households choose the type
of housing and its location in response to income and other
socio-economic household characteristics. However, it was their view,
that while a house typically represents the single most important
financial outlay of a household's economic resources, the home and
its location, more than any other factors, play a major role in
determining the overall quality of life. Hurtubise (1991) studied home
buyers in the province of Quebec (Canada) for their housing needs and
preferences. He found that the female spouse considered the following
priorities when looking to buy a house, in order of importance: price,
location, style of house and neighbourhood. Male spouses felt that
location, price and style of house were the most important
characteristics. Factors which constituted location were: the
municipality, the type of development, the immediate neighbourhood and
the site. Distance to work, family and friends were considered less
important. The significance of location as a major concern is once again
emphasized as a factor of primary importance in the consideration of a
home purchase.
These priorities in the decision to buy a house may not hold true
for all buyer groups. First-time home buyers constitute a unique segment
of the home-buying population. They usually have more pressing economic
needs than experienced buyers, since they do not have the equity base
from the sale of a previous house. They are typically 25 to 34 years
old, have recently entered the job market, earn relatively low incomes
and are often subject to periods of unemployment (Hurtubise 1991). With
young children to take care of, one spouse often stays at home, thereby
temporarily reducing household income (Fallis 1983). With children, the
need for larger space becomes more acute and the pressure to buy a home
mounts; expenditures are thus increased while household income is
reduced (Miron 1984). These distinct characteristics influence the
priorities of first-time home buyers when they contemplate the purchase
of a house.
Kaynak and Stevenson (1981) have identified first-time home buyers
and experienced home buyers as two distinct segments in the housing
market, each group with its own needs and expectations, which demand
appropriate responses from the market with regard to house design,
promotion, site location and pricing. In their survey, they found that
first-time home buyers' responses differed significantly from those
of other buyers, with respect to the importance of specific house
features, financial aspects, locational requirements and utilization of
information sources. It was found that experienced buyers wanted larger,
higher-quality houses with more features. First-time buyers, on the
other hand, were motivated to buy their own property and did not have
very specific requirements, since their main priority was to buy a house
they could afford. First-time buyers were also found to be significantly
more concerned about mortgage availability and terms of purchase. They
also placed more importance on their proximity to work, to major highway
arteries, and to friends and relatives. Experienced buyers were more
concerned with the proximity to schools, the condition of surrounding houses, the social composition of the area and neighbourhood reputation.
On the other hand, the main reasons listed for moving into a new house
by first-time buyers were the desire for home ownership and the desire
for affordable accommodations.
The Canada Mortgage and Housing Corporation report, Consumer
Housing Preferences in the 1990s (1995), although a study of the
preferences of all potential home buyers and not specifically those of
first-time buyers, does provide valuable information on the expectations
and preferences of home-buying Canadians. The feature that the largest
proportion of people (22%) cite as the one they "like most"
about their home is location. Over half of potential buyers (52%)
believe that they will get what they want in their next homes, while a
third (34%) believe that they will have to settle for less. Of the
compromises that potential buyers expect to make, 63% cite fewer
features, 46% a smaller home, 45% a higher purchase price, 29% a
different type of home and 27% location. A large majority of Canadians
(78%) believe that young people should stop renting and buy homes as
soon as they can afford to. The very same percentage also believes that
high house prices prevent many people from buying homes.
Methodology
The location and dwelling preferences of Grow Home owners were
examined and analyzed to see how the author's findings corroborated with past studies, and to determine the most important factors in the
purchase of a house by first-time home buyers. Seven projects were
selected for survey on the basis of their location and similarity in
site planning, size and unit design. Six of the seven projects were
located off the island of Montreal, and the seventh project was on the
island at its eastern-most tip (Figure 2). All of the 236 households in
the seven projects were visited in 1991 and asked to fill out a
questionnaire. A total of 196 questionnaires (83%) were completed, with
38 households unwilling to participate (mostly due to lack of time) and
two households that could not be reached despite repeated visits.
The 12-page questionnaire was composed of 54 questions: 11 on the
previous dwelling, 15 on the search for a new home, 22 on the new home
and 6 on household characteristics. The majority of the questions
requested a multiple-choice answer or a ranking; eight questions were
open-ended and solicited short written responses. The questionnaires
were distributed in the fall of 1991, a year after the respondents moved
in. The researchers left the questionnaires with the homeowners and
returned to collect them after the respondents had completed them at
their leisure. In all cases, the purchaser of the home was the
respondent; in the homes where the joint owners were a couple, only one
of the spouses was required to fill out the questionnaire. The response
rate was similar across all seven sites.
The proximity to major services in the area such as shopping
facilities, medical services, public schools and public transportation
were similar for all units. Projects 3 and 4 were within walking
distance to shopping and medical services, and Projects 3, 5 and 7 were
within walking distance to schools and public transit. All of the other
projects were within a 10-minute drive to these facilities.
Socio-Economic Profile of the Occupants
The age group with the greatest number of members was the 25- to
34-years category (43.7% of all respondents), and the household type
with more respondents than any other type in the sample was couple with
children (37.6%). Single parents made up 9.8% of households, while
single adults constituted 16.5% of the sample (Table 1). The small size
of the Grow Home was found to be suitable for smaller households,
accounting for their increasing popularity among first-time home buyers
(see Table 2 for general characteristics of the seven selected
projects). All 87 units of Project 6 were sold in four weeks before any
ground was broken. At the time of purchase, according to the survey,
59.9% of buyers were not actively looking to buy a house.
TABLE 1
Household Characteristics
HOUSEHOLD SIZE (%) OCCUPANT AGE (%)
One person 16.0 0 to 17 22.1
Two persons 40.7 18 to 24 12.8
Three persons 32.0 25 to 34 43.7
Four persons 7.2 35 to 44 15.2
Five persons 3.1 45 to 54 4.0
Six persons 1.0 Over 55 2.1
HOUSEHOLD TYPE (%) HOUSEHOLD INCOME (%)
One adult 16.5 Below $20,000 1.6
Two or more adults 3.6 $20,000 to $29,999 5.5
Single parent 9.8 $30,000 to $39,999 25.1
Couple 32.5 $40,000 to $49,999 30.1
Couple with children 37.6 Over $50,000 37.7
NUMBER OF
INCOME EARNERS (%)
One-income household 36.7
Two-income household 58.7
TABLE 2
General Characteristics of Selected Projects
[Part 2 of 2]
Number No. of Units Density
of Units per Grouping (Units/ha)
Project 1 18 9 51.3
Project 2 32 4, 8, 10 53.5
Project 3 73 3 41.4
Project 4 12 4 43.2
Project 5 26 4, 6 44.8
Project 6 87 3, 4, 6, 7, 8 55.0
Project 7 47 5, 7 58.5
TABLE 2 General Characteristics of Selected Projects [Part 1 of 2]
Number Selling Floor Area of Units Price(1) (two floors) Project 1 18
$72,900 1010.8 ft
2Project 2 32 $70,900 1010.8
ft
2Project 3 73 $83,400 1139.5 ft
2Project 4 12
$86,500 1049.1 ft
2Project 5 26 $71,900 1020.1
ft
2Project 6 87 $76,000 1014.7 ft
2Project 7 47
$69,000 1010.8 ft
2
1. Base model, including land and infrastructure; not including
taxes
The majority of respondents (67.8%) claimed annual household
incomes of $40,000 and over. Calculations based on the respondents'
total carrying costs indicated that the buyers were spending from 18.5%
to 26.1% of their incomes on their current dwellings. The projects
provided starter homes for 89.4% of the respondents. A large majority
were previously tenants (86.6%), 92.2% of whom had lived in apartments
(Table 3).
TABLE 3
Occupant Background (by percentage of respondents)
FORMER DWELLING TYPE (%) TENURE AT FORMER DWELLING (%)
Apartment 80.6 Rented 86.6
Townhouse 3.1 Condominium ownership 2.6
Semi-detached 8.4 Co-op ownership 0.5
Single-family detached 7.8 Freehold ownership 10.3
Findings
Occupants were asked to rank various dwelling types in order of
preference, the location they found preferable, and whether or not they
were looking specifically for a newly-built house. The findings (Table
4) show a distinct desire to live in a setting further than 10 minutes
from the city centre, in a new home. The single-family detached dwelling
was favoured among 78% of respondents, while the majority (51.8%) rated
the suburb as their preferred location (regardless of price), and
another 21% rated it as their second choice. Only 3% considered the city
centre as their preferred location. It is interesting to note that the
lowest preference for a suburban location was from respondents living in
Project 6, who found that a location 10 minutes from the city centre was
also appealing. Project 6 is the only development located on the island
of Montreal, which could account, at least in part, for the
residents' choice to purchase units in this area.
TABLE 4
Buyers' Location and Dwelling Preferences
SPECIFICALLY LOOKING FOR A NEWLY-BUILT HOUSE
(percentage of respondents): 58.5%
PREFERRED TYPE OF DWELLING (by number of respondents; total of 196)
1 2 3 4 No answer
(Least preferred) (Most preferred)
Single-family detached 23 10 8 146 9
Semi-detached 20 40 115 6 15
Townhouse 8 100 43 25 20
Condominium apartment 134 18 11 11 22
PREFERRED LOCATION (by number of respondents; total of 196)
1 2 3 4 5 No answer
(Least preferred) (Most preferred)
City centre 142 24 4 8 5 13
10 mins, from city centre 22 67 35 25 38 9
10+ mins, from city centre 7 7 37 39 97 9
Small town 13 26 50 75 17 15
Country 44 33 39 26 42 12
The units satisfied both the suburban setting, which most buyers
found preferable, and the desire for a new home. Although the
single-family detached home was the dwelling type of choice, all the
buyers were willing to settle for a rowhouse. The Kaynak and Stevenson
report (1981) confirmed that, although single-family detached dwellings
remain the most popular type of accommodation, a number of consumer
surveys have indicated that attached housing is increasingly what home
buyers actually select. Due to the increase in housing prices and land
costs in the past two decades, the attached home can be seen as
economically advantageous due to its smaller size, saving in land,
construction, infrastructure and maintenance costs. First-time buyers
were willing to choose a dwelling unit which was not their preferred
dwelling type in return for becoming homeowners at an affordable cost.
Buyers' location preferences were measured in terms of the
importance they placed on proximity to work, public transportation,
medical services, shopping and schools (Table 5). Respondents were asked
to rate the attributes on a scale of 1 to 5, according to the
significance they held in the decision to buy a house, with 1 as
"not important at all" and 5 regarded as "extremely
important." Proximity to work and to public transportation were
considered the two most important location characteristics, with 46.9%
of the respondents rating closeness to work as extremely important and
37.8% of respondents rating closeness to public transportation as
desirable. These findings are in accordance with the Kaynak and
Stevenson (1981) study in which it was found that first-time buyers were
more concerned with their proximity to work and major highway arteries
than multiple-time buyers. The Realty Research Group study (1982) also
found that transportation and access to work were the most important
locational aspects for home buyers. The majority felt that proximity to
medical services, shopping facilities and schools was less important.
Only 37.6% had children; therefore, the concern for proximity to schools
either did not exist or was not yet significant. As for shopping
facilities, it has now become common to shop for large quantities and
for long periods of time at a large centre which can be reached only by
car. Since 98.5% of the occupants owned a car (52.4% owned one car,
43.9% owned two and 2.6% owned more than two), it can be assumed that
errands requiring a car would not be an inconvenience.
TABLE 5
Importance of Location Characteristics
IMPORTANCE OF LOCATION CHARACTERISTICS
(by number of respondents; total of 196)
1 2 3 4 5 No answer
(Least important) (Most important)
Proximity to work 10 5 34 53 90 4
Proximity to public transit 44 11 23 38 73 7
Proximity to medical services 27 33 61 42 27 6
Proximity to shopping facilities 29 26 75 35 24 7
Proximity to schools 57 23 21 36 46 13
Buyers were asked to list the general features that they
appreciated most at the time of purchase (Table 6). The most appealing
feature specified by 40% of the respondents in five out of seven
projects was the unit selling price. Units in Projects 3 and 4, which
sold at the highest price (over $80,000), were purchased for their
location and pleasing design qualities. This finding indicates that
price was the single most important factor in the lower-cost housing;
most occupants were willing to put aside their preferences of location
and design when offered home ownership at an affordable cost. It is also
evident from this finding that buyers who were not as worried about
price as a first priority considered location and its environmental
attributes among the most significant factors in the decision to buy a
house.
TABLE 6
Features That Were Considered Especially Appealing at the Time of Purchase
(by percentage)
PROJECT 1 2 3 4 5 6 7 TOTAL
Price 18.2 41.2 3.6 6.1 26.3 19.7 22.7 17.8
General layout 9.1 11.8 7.2 9.1 1.7 14.0 9.3 9.7
Total amount of
space 18.2 0.0 0.0 3.0 5.3 14.6 8.0 8.3
Location 4.5 0.0 10.8 12.1 12.3 0.0 9.3 6.3
Useable basement 4.5 0.0 6.0 6.1 12.3 1.9 4.0 4.7
Second/large
bathroom 4.5 0.0 8.4 0.0 5.3 2.5 4.0 4.0
Open plan 0.0 0.0 4.8 3.0 1.7 5.1 4.0 3.8
Cottage style/two
storeys 9.1 0.0 3.6 6.1 7.0 2.5 2.7 3.8
Natural lighting 0.0 0.0 7.2 0.0 0.0 6.4 0.0 3.6
Second/large
bedroom 4.5 0.0 6.0 0.0 3.5 2.5 2.7 3.1
The author also attempted to gauge the degree of satisfaction
buyers felt for the locational aspects of their new dwellings in
comparison with their previous dwellings. The majority of residents were
satisfied with all aspects of location (Table 7), with 1 being
"very disappointed" and 5 "very satisfied," despite
the fact that, in almost all cases, the new location had diminished their proximity to work and to three out of four services (Table 8),
with 1 being "much worse" and 5 "much better."
TABLE 7
Satisfaction With Location of Current Dwelling
(respondents' average on a scale of 5)
[Part 1 of 2]
PROJECT 1 2 3 4
Proximity to:
Work 4.273 3.333 4.152 3.889
Public transportation 2.333 1.750 3.967 4.250
Medical services 4.000 3.889 3.967 3.556
Shopping facilities 3.900 4.000 3.903 3.600
Schools 4.375 3.500 3.636 3.600
TABLE 7
Satisfaction With Location of Current Dwelling
(respondents' average on a scale of 5)
[Part 2 of 2]
PROJECT 5 6 7 TOTAL
Proximity to:
Work 3.417 3.441 4.032 3.736
Public transportation 4.560 3.627 3.033 3.615
Medical services 3.783 3.561 3.667 3.718
Shopping facilities 3.440 3.530 3.690 3.656
Schools 4.263 3.538 4.000 3.766
TABLE 8
Comparison of Location Characteristics to Former Dwelling
(respondents' average on a scale of 5)
[Part 1 of 2]
PROJECT 1 2 3 4
Proximity to:
Work 4.000 2.667 3.107 3.375
Public transportation 2.833 2.500 3.267 3.125
Medical services 3.625 3.250 3.448 3.333
Shopping facilities 3.500 4.000 3.233 3.444
Schools 3.750 3.167 3.000 2.833
TABLE 8
Comparison of Location Characteristics to Former Dwelling
(respondents' average on a scale of 5)
[Part 2 of 2]
PROJECT 5 6 7 TOTAL
Proximity to:
Work 2.818 2.493 3.067 2.851
Public transportation 3.500 2.692 2.462 2.892
Medical services 3.409 2.905 2.893 3.138
Shopping facilities 3.217 2.609 2.767 2.983
Schools 3.812 2.911 3.520 3.196
There was no substantial difference in satisfaction among the
majority of respondents for any one aspect of location, except in
Projects 1 and 2, where residents reported a great dissatisfaction with
their proximity to public transportation. This response can be explained
by the fact that both projects were built in new developments which, for
the time being, have limited access to public transportation. While
there were marginal improvements in location over previous dwellings in
two of the characteristics (proximity to medical services and schools),
deterioration was reported in the remaining three. The greatest
compromise was made in the proximity to work--the aspect considered of
primary importance in location among the majority of buyers. Public
transportation, which was ranked second in importance, was the second
highest source of compromise, with 14% of respondents rating it as being
much worse than their former dwelling. Ironically, satisfaction with the
proximity to work was rated as the second most satisfactory aspect of
location of the current dwelling. These results indicate that a high
degree of compromise on the most important characteristics of location
was deemed acceptable and satisfactory for the majority of home buyers,
and demonstrates the strong willingness to make major trade-offs in all
aspects of location in the interest of home ownership.
As a result of the new distance to work that the location of the
Grow Home projects represented, it was interesting to determine how much
more time was being spent in commuting and what method of transport was
used (Table 9). The number of respondents with a commuting time of under
30 minutes was reduced by 15.8%. Most of these (13.8%) had increased
their commuting time by 15 minutes or less compared with their previous
dwelling. Similar compromises were made in the way the respondents got
to work, with a 7.7% increase in car usage, a 3.5% decrease in public
transit use, and a 4.1% decrease in walking. These findings indicate
that, even though a greater distance from work constitutes a compromise,
the widespread use of, and accessibility to, the car has enabled
first-time buyers to situate themselves further away from their place of
work with relative ease in a suburban setting.
TABLE 9
Occupants' Commuting Time to Work and Mode of Transportation
(by percentage of respondents)
MODE OF Former Current
TRANSPORTATION (%) (%)
On foot 4.6 0.5
Bicycle 0.5 0.5
Public transit 23.7 20.2
Car 71.2 78.9
COMMUTING Former Current
TIME (%) (%)
Less than 15 min. 36.1 22.3
16 - 30 min. 36.6 34.6
31 - 45 min. 18.8 22.9
61 - 90 min. 1.6 4.8
More than 90 min. 0.0 0.5
Conclusion
First-time home buyers are willing to make a number of compromises
on dwelling preferences and their location. Although most of the housing
developments satisfied the desire to live in a suburban setting and to
have a new home, almost all other criteria related to location were
sacrificed. There was a general preference for a single-family detached
home among first-time buyers, but an attached home was not considered
unacceptable. The fact that the buyers in the Montreal area chose not
only attached homes, but narrow-front rowhouses, indicates the degree of
compromise that was considered satisfactory among first-time buyers.
The single most appealing feature of the houses in the $69,000 to
$76,000 range was the selling price. This criterion, above any others,
was the determining factor in the purchase of the home in all cases
except for those houses which sold for more than $80,000. In these
higher-priced homes, the pleasing locational and environmental aspects
were the main determinants for their purchase. This finding proves that
first-time buyers in the lower-cost housing market consider price among
the most important considerations in the home-buying decision.
The location of the buyers' new homes resulted in a longer
distance to work and to public transit. Although these aspects were
rated as significant location characteristics, the majority of occupants
were satisfied with a longer commuting time to work. This increased
distance represented a higher use of cars, and a decrease in the use of
public transit and walking to work. Despite these trade-offs, the buyers
were satisfied with their homes.
The proximity to work and to public transportation were the most
important location characteristics for this sample of buyers. Proximity
to other services such as medical facilities, shopping and schools was
not considered as critical. The widespread use of cars and the
relatively young age of the group can be seen as logical reasons for the
lack of concern in these areas.
The findings corroborate past studies which have indicated that,
although location was considered a primary factor in the purchase of
house, for first-time buyers the most significant factor was the
purchase price. Almost all other aspects were considered secondary. The
author also underscores the importance most respondents placed on living
in a new house at least ten minutes from the city centre in a suburban
setting; in most cases, this environment entailed a longer travel time
to work and to public transportation. One can therefore conclude that,
if the selling price is appealing, first-time home buyers are more than
willing to compromise on the type of dwelling they buy, general design
qualities and travel time to work.
Acknowledgements
The author wishes to acknowledge the research contributions of
Vince Cammalleri and David Krawitz to the creation of this article.
Appendix
Occupant Questionnaire
Instructions
As you may be aware, the design of the home you have purchased is
related to a concept which was developed at McGill University. As part
of a follow-up study, the researchers would like to assess your initial
satisfaction with your new home and how it compares with your former
dwelling. The feedback will be used to identify the successes and
failures of the design and to make whatever changes and recommendations
are necessary for improvement in the future. It is important that the
occupant who fills out the questionnaire be a registered owner of the
property. Any additional comment she/she may have are welcome and may be
added on the back side of the paper. All data obtained from this
questionnaire will be used for statistical purposes only, and
information contained within the individual questionnaires will remain
strictly confidential. Your cooperation is greatly appreciated.
1. Were the occupants of your previous dwelling the same as those
living in your current dwelling? If not, what were the differences?
2. How long did you live in your previous dwelling?
3. In what municipality was your previous dwelling located?
4. What type of dwelling was it?
5. How was the property held (rent, condo, co-op or freehold)?
6. What kind of parking did you have?
7. What kind of private outdoor space did you have?
8. What were your average monthly expenses in 1990 as a tenant or
as an owner?
9. How close were you to each of the following: shopping, medical,
schools, public transit?
10. How did you get to work most of the time: walk, bicycle, public
transit, car?
11. How long did it take you on average to get to work?
12. How much time did you spend looking for your new home?
13. How many projects did you visit during that time (not including
the one you now live in)?
14. Were you specifically looking to buy a newly-built house?
15. What type of dwelling would you have bought if you had done as
you pleased? (rank options)
16. Where would you have liked to live (location)? (rank options)
17. How important were each of the following factors to you in your
search for a new dwelling: proximity to work, public transit, medical,
shopping, schools? (rank options)
18. How many bedrooms were you hoping to have in your new home?
19. Were there any particular features which were very important
for you to have in your new home? If yes, what were they?
20. What especially appealed to you about this new home?
21. After visiting the Project for the first time, how long did it
take you to make the decision to buy?
22. How many other projects did you visit after seeing this one?
23. Did you see a model unit prior to your purchase?
24. Were there any particular aspects about the design of your new
home that you felt uneasy about at the time of purchase? If yes, what
were they?
25. How important were each of the following factors in your
decision to purchase your new house: exterior appearance, interior plan,
price, potential for return on investment, outdoor space, parking? (rank
options)
26. Did you qualify for the provincial and/or municipal subsidies
which were being offered at the time of purchase? If yes, would you have
purchased anyway if there were no subsidies?
27. When did you move into your new home?
28. Which of the following features do you have in your dwelling:
washroom on first floor, open kitchen, separate shower, whirlpool bath,
fireplace, front and rear balcony, window on side wall (end unit),
finished basement?
29. Aside from the basic furnishings, have you done any work on
your new home since you bought it? If yes, specify what type of work for
each floor.
30. Is there any work which you plan to do? If yes, specify the
type of work for each floor.
31. Would you have done more of the construction or finishing work
yourself in exchange for a reduction in the cost of the home? If yes,
what kind of work?
32. Would you have accepted an unpartitioned second floor (i.e., a
loft space) for a price reduction of $5,000?
33. Please indicate your level of satisfaction with each of the
following points and evaluate how they compare with your previous
dwelling: 23 separate points in a total of three categories (location,
site, unit). (rank options)
34. Please indicate your level of satisfaction with the general use
of each of the following spaces and evaluate how they compare with their
previous dwelling: 10 separate areas. (rank options)
35. If you could redesign the unit, what changes would you make?
36. Are you having any problem sharing the yard area with your
neighbours? If yes, specify.
37. Do you hear your neighbours through your common wall?
38. How many motor vehicles do you own?
39. How do you get to work most of the time?
40. How long does it take you to get to work?
41. Where is your work located?
42. What are your average monthly expenses in your new home (6
categories)?
43. Are these expenses higher than you anticipated? If yes, rate
the difference.
44. How have your spending/saving habits changed since you moved
into your new home?
45. Has there been any change in the way you spend your leisure
time since you moved? If yes, how has it changed?
46. In general, how has your new home lived up to the expectations
you had at the time of purchase?
47. How long do you plan to live here?
48. Would you recommend your purchase to a friend?
49. Please indicate the age, sex and relationship to you of each
person who lives in this dwelling.
50. Aside from yourself, is any person registered as an owner of
the dwelling you are now living in? If yes, indicate who else holds a
title on the property.
51. What is the highest level of formal education which you and
your spouse or companion (if applicable) have completed?
52. Which of the following categories best describes the current
employment status of you and your spouse or companion (if applicable):
self-employed, full-time or part-time employee, unemployed, student,
retired, other?
53. Which of the following occupational groups come closest to
describing your current occupation (or former, if retired) and that of
your spouse or companion (if applicable)?
54. Considering all sources, approximately what is your total
annual household income?
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