摘要：This article studies the SME banking relationship and the credit rationing in the context of the current financial crisis. In this approach the development of both concepts during the crisis is analyzed, as well as the significance of their variations, applying the Test for Equal Means. In this context of the crisis results show, on one hand, a significant increase in credit rationing and the number of banking relationships, and, on the other hand, a decrease in the level of trust in banks. It is suggested that further studies analyze the development of the incidence of banking relationship on credit rationing during the crisis.
关键词：Financial crisis, credit rationing, banking relationship, SME.;crisis financiera, racionamiento de crédito, relación bancaria, PYME;crise financeira, racionamento de crédito, relação bancária, PMEs.
