摘要：Abstract Poverty is one of the exceptional concepts on which whole humanity agreed on to be eliminated. Among the mechanisms aiming for eliminating poverty, the micro credit system, which enthralled every sphere by enabling its developer to win Nobel prize, is introduced to be among "One of the 10 Ideas that Changed the World" as of the present day. In this study, a questionnaire comprising a total of 40 questions in two separate groups, devoted to determinate the demographic characteristics and the effectiveness of micro credit, was applied to 500 individuals, who were identified within survey model among the 5.817 people that received micro credit in Diyarbakır, which the system was implemented for the first time in Turkey. One way Anova test, ttest and Scheffe test were used in the comparison of quantitative data intended for the effects of micro credit and relationship between the extents of the effects of micro credit was tested by Pearson correlation analysis. 4 factors were comprised of the factor analysis realized within the context of the study with a total variance of 65,27 %. It is determined that every factor grouped as "Economic Rally", "Self Confidence Approach", "Quality of Life" and "Social Networks" makes a positive effect on the measurement of micro credit effectiveness and there is linear correlation among them with a high rate. Key Words: Poverty, Micro Credit, Development, Employment, Factor Analysis.
