摘要：Local and statewide needs assessments resulted in an emerging priority to prepare teens to build strong credit scores and avoid some common missteps of establishing credit on reaching adulthood. The resulting Credit Score Millionaire program was developed through the use of innovative technologies and instructional design concepts to deliver face-to-face programming to nearly 2,000 participants and indirectly reach thousands more through online and train-the-trainer delivery methods. The objectives of the program were to promote low-cost/high-impact strategies for building strong personal credit. Participants have reported significant increases in understanding of personal credit scores and plans to improve credit-related decisions.
关键词：credit ; debt ; credit score ; technology ; game
