摘要：With an analysis focused on the small conservative investor, the present work aims to evaluate alternatives to the widespread savings account. Specifically we compared, in a given period, investments in public securities with applications in conservative investment funds. This is why we researched the best retail investment fund Referenced DI for the year 2013, through the 1000 ranking of the best funds for the year 2013 according to Exame magazine. As a result, it was observed that the application in government securities for the period analyzed was more attractive (in terms of net profit) for the small investor compared with the analyzed fund, provided that the securities were sold before maturity according to the established dates for analysis (19/12/2012 and 10/16/2013). Thus, the main conclusion drawn from this study is that the investor should review their investment alternatives and consider costs. Another recommendation is to know what the aim of your investment is, especially for the conservative investors, whose majority only knows the savings accounts as a way to accumulate resources.
关键词：Conservative Investors, Fixed Income, Government Bonds, Investment Funds, Personal financial;Investidor conservador, Renda Fixa, Títulos Públicos, Fundos de Investimento, Finanças Pessoais
Loading...
