期刊名称：International Journal of Business and Management
印刷版ISSN：1833-3850
电子版ISSN：1833-8119
出版年度：2012
卷号：7
期号：3
页码：162
语种：English
出版社：Canadian Center of Science and Education
摘要：Competition and reforms in Ghana’s financial sector have brought about a lot of innovation into the Ghanaian banking industry. This study explores how innovative banking products are perceived by consumers. The study used purposive sampling technique to gather data from 288 students from a public university in Ghana. The study revealed that the critical features that influenced customers’ choice of banking products and their adoption were convenience, reliability, security, flexibility, time saving and ease of use. The most popular innovative products were Automated Teller Machines and E-zwich. Telephone banking and credit cards were not very popular. The mean preference for innovative banking products for female (15.0568) was slightly higher than that of male (14.7100). The mean usage of female (8.7955) was slightly higher than that of male (8.350). Due to the low usage of products such as the telephone and internet banking, it is recommended that banks in Ghana should embark on an educational campaign to highlight the benefits of these products to the populace.
Loading...
