期刊名称：Management and Administrative Sciences Review
印刷版ISSN：2308-1368
出版年度：2016
期号：6
页码：24
语种：English
出版社：Academy of Business & Scientific Research
摘要：The objective of this paper is to study the validity of the hypothesis of the rationality of the decisions of granting micro-credits to the micro-borrowers in MFIs through a behavioral approach as long as the latter attempts to provide new behavioral assumptions of microfinance by introducing behavioral and psychological biases of the micro-borrowers. We tried to explore the main theoretical studies dealing with the hypothesis of rationality of the micro-borrowers within the MFIs and the factors that affect it. At the empirical level, and using a survey, we are interested in studying the psychological variables which affect the micro-borrowers’ rationality of the Tunisian AMCs. This study is based on an analysis of a survey, as well as a logistic regression of an econometric model containing the behavioral and psychological variables. In fact, these techniques enabled us to support the limited decision rationality of granting micro-credits to the micro-borrowers within the AMCs.
