出版社:The International Institute for Science, Technology and Education (IISTE)
摘要:The Bank has risks consisting of liquidity risk, risks related to its distribution or credit and risks associated with interest rates. Bank Indonesia Regulation (PBI) no. 5/8 / PBI / 2003 concerning Application of Risk Management for Commercial Banks, which has been revised. 11/25/2009, there are seven risks contained in the banking liquidity risk, credit risk, market risk, operational risk, strategic risk, legal risk and reputation risk. This study aims to examine the effect of credit risk, liquidity risk and market risk on the profitability of foreign exchange banks in Indonesia. The study method used in this research is causal method. Population of this study is all banking shares included in the category of private foreign exchange public banks listed in Indonesia Stock Exchange (IDX) and sample obtained by using purposive sampling to get qualified research data. Analysis of data in this study using SPSS 21 software. The results showed that NPL variable, ROE variable, LDR variable does not significant affect to ROE variable and NIM variable in this study has sicnificant affect to the ROE.
其他摘要:The Bank has risks consisting of liquidity risk, risks related to its distribution or credit and risks associated with interest rates. Bank Indonesia Regulation (PBI) no. 5/8 / PBI / 2003 concerning Application of Risk Management for Commercial Banks, which has been revised. 11/25/2009, there are seven risks contained in the banking liquidity risk, credit risk, market risk, operational risk, strategic risk, legal risk and reputation risk. This study aims to examine the effect of credit risk, liquidity risk and market risk on the profitability of foreign exchange banks in Indonesia. The study method used in this research is causal method. Population of this study is all banking shares included in the category of private foreign exchange public banks listed in Indonesia Stock Exchange (IDX) and sample obtained by using purposive sampling to get qualified research data. Analysis of data in this study using SPSS 21 software. The results showed that NPL variable, ROE variable, LDR variable does not significant affect to ROE variable and NIM variable in this study has sicnificant affect to the ROE.