期刊名称：Journal of Economics and Sustainable Development
印刷版ISSN：2222-2855
电子版ISSN：2222-2855
出版年度：2014
卷号：5
期号：22
页码：96-101
语种：English
出版社：The International Institute for Science, Technology and Education (IISTE)
摘要：The purpose of this paper is to measure and analyze the risk associated with farming and non-farming sector and to investigate the liquidity and credit risk relationship. Also to analyze the market for farm and non-farm micro-finance which can be either high or low quality. The only project their borrowers, micro-finance institutions are high or low quality (MFI) because they know whether or not there is adverse selection. MFI is a competitive risk neutral, and they are the borrower's project is only profitable if they are to provide a loan agreement specifying the amount to be repaid. Otherwise, the borrower will default on his contract this. In this Research Qualitative research design is used in which different theoretical models are used to explore the default risk. Credit risk model is used to explicitly account for adverse selection, then a study of adverse selection, loan defaults, and made self-financing. This is a simple review of the existing literature related to the farm and non-farm credit risk. The main finding of this research is that Farming sector is more risky than non-farming for the loans granting.
