摘要：The study determined factors that affect household saving of rural agro-based firm workers in the south-south region of Nigeria. Two-stage least squares method of simultaneous equation model was used in the analysis. Cross-sectional data were collected from 250 randomly selected workers of five agro-based firms in the study areas. The results of the analysis revealed that income, tax, job experience, education, family size and membership of a social group influence saving attitude of workers. To promote household savings among agro-based workers in Nigeria, policies aim at periodic increase in worker's salary and reduction in tax rate in line with the changing pattern of macro-economic variables in the country were advocated. Others include policies that will promote birth control, increase public awareness on the on-going family planning programme in the country, and encourage social group formation among workers as well as those aim at reduction in agricultural production constraints. Keywords: Saving, rural, agro-based, income, labor, simultaneous equation.
