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  • 标题:消費者市民社会の形成のための金融行動と金融教育
  • 本地全文:下载
  • 作者:村上 恵子
  • 期刊名称:生活経済学研究
  • 印刷版ISSN:1341-7347
  • 电子版ISSN:2424-1288
  • 出版年度:2016
  • 卷号:44
  • 页码:19-27
  • DOI:10.18961/seikatsukeizaigaku.44.0_19
  • 语种:Japanese
  • 出版社:生活経済学会
  • 摘要:

    In this paper, we consider the choice of financial products from the standpoint of the consumer citizenship. It is difficult to say that in Japan, consumers have an awareness of the consumer citizenship when selecting financial products and financial services. For more consumers to select financial products with an awareness of the consumer citizenship, it is necessary for the number of households that do not hold financial assets to decrease, the quality of financial products to improve, and consumers’ attitudes towards the holding of risk assets to change. This paper states that to facilitate these changes, the provision of education on how to reduce the information gap between consumers and the service providers and the education of consumers on the management of their income and expenditures are necessary. It is considered that analyzing and studying issues in the financial system and corporate activities would raise people’s interest in finance and business activities, resulting in a narrowing of the information gap between consumers and financial service providers.

  • 关键词:Financial Education;金融教育;Financial Behavior of Households;家計の金融行動;Consumer Citizenship Society;消費者市民社会
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