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  • 标题:Evaluating Financial Planning Advertisements for Retirement in India: A Content Analysis
  • 本地全文:下载
  • 作者:Gupta, Ritu ; Pradhan, Sudeepta
  • 期刊名称:The Qualitative Report
  • 印刷版ISSN:1052-0147
  • 出版年度:2017
  • 卷号:22
  • 期号:7
  • 出版社:Nova Southeastern University
  • 摘要:For Indians, retirement is neither a formal stage of life nor an issue that people dwell upon while planning their future. Despite the lack of preparation for retirement, a burgeoning population indicates a huge mass of retirees in the coming decades. These statistics trigger the need for individuals to prepare for their retirement appropriately, while accounting for factors like inflation. To highlight the significance of retirement planning and create awareness among the masses, pre-requisites to retirement planning should be effectively communicated. Extant literature suggests advertising to be one such measure of effective communication. This study intended to capture the extent and method of retirement advertisement in the Indian context using 40 television advertisements (ads) of financial institutions focusing on retirement plans. A content analysis revealed that 61% of the ads were non-informative and filled with emotional content. Though celebrity endorsements have effective impact on the Indian audience, only five advertisements used a celebrity to voice their messages. It was concluded that retirement ads need greater focus in India due to the expansive retiring population and the changing family structure in India. The study concluded that financial institutions and banks should focus on this segment and promote their product appropriately.
  • 关键词:Retirement; Retirement Planning; Finance; Advertisements; Content Analysis; India
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