期刊名称：IOP Conference Series: Earth and Environmental Science
印刷版ISSN：1755-1307
电子版ISSN：1755-1315
出版年度：2018
卷号：153
期号：3
页码：032017
DOI：10.1088/1755-1315/153/3/032017
语种：English
出版社：IOP Publishing
摘要：In view of the current commercial bank credit issues, this paper proposes a personal credit assessment method based on partial least squares classification. The main idea of this method is: first, a matrix is made by quantifying the customer and the corresponding credit indicators; secondly, a partial least-squares regression classification model is established; and finally, a test is conducted using the German credit data in the model and the results are obtained. Simulation results show that this method is simple, feasible and effective.
