期刊名称：International Research Journal of Finance and Economics
印刷版ISSN：1450-2887
电子版ISSN：1450-2887
出版年度：2017
期号：163
页码：17-35
出版社：European Journals Inc.
摘要：In facing the financial integration of ASEAN Economic community (AEC) by 2020, Islamic banks in Indonesia must have a high degree of continuity of operations in the future to ensure the existence of business continuity and increase the share of the national banking system in addition to ensuring increased amount of assets. This study is conducted to analyze the level of competition among Islamic banks in Indonesia and Malaysia are judged based on the sound aspects of the bank, efficiency, profitability, productivity and model of the external economic conditions. This study uses data of annual financial statements from 10 Islamic banks in Indonesia and 10 Islamic banks in Malaysia. The results of this study indicate that Islamic banking in Malaysia are relatively better prepared compared to Islamic Banks in Indonesia. Islamic Banks in Malaysia possessed many derivative instruments and liquidities. The regulations of the government tend to fully support development of Islamic finance, low level of non-performing financing (NPF), and Malaysia People interested to makes Islamic banks would be better to compete with overseas Islamic banks in the era of financial integration in the ASEAN Economic Community (AEC) in 2020. Related to performance of Malaysian Islamic Banks, Indonesian Government must imposed new policies in order to create innovation and create new product with more flexible in implementing to customers.
关键词：Sound level of bank; efficiency; productivity; profitability.
