出版社:Economic Laboratory for Transition Research Podgorica
摘要:The aim of every healthy economy is to reduce differences betweenregions in economic life, living standards and employment. It is adifficult task for most countries and especially in the Slovak Republic,because of the hard-pressed situation in decreasing regionaldifferences.Paper's aim was to determine whether from a regional perspective,exist differences between entrepreneurs' opinion in obtaining loansin Slovak banks. In this context; we focused on the perception ofbank involvement with SMEs, the transparency of bank lending, theinformation gap in bank loan terms and perception of the contemporaryloan terms compared with the past ones. We conducted thesurvey on the sample of 541 respondents, in 2016. We found thatmore than one-half of them did not believe in bank transparencyand about the same number considered information gap as significant.Approximately 60% of entrepreneurs thought that credit conditionsare more acceptable than the past ones.