期刊名称：International Research Journal of Finance and Economics
印刷版ISSN：1450-2887
电子版ISSN：1450-2887
出版年度：2018
期号：168
页码：33-47
出版社：European Journals Inc.
摘要：This study aims to analyze empirically the determinants of the cost efficiency of Islamic banks by econometric modeling using panel data over the period 2005-2014. The sample is composed of 37 Islamic banks. To achieve this, we have used an extension of the stochastic boundary approach called "SFA". We compare efficiency between Islamic banks during our study period. In addition, we examine bank-specific variables and external variables that can explain sources of inefficiency and these reduce the cost efficiency scores over a given number of variables. The results show that only the annual inflation rate, the rate of return on assets and population density have a positive effect on cost efficiency. In addition, GDP per capita has a negative impact on cost efficiency, with a positive relationship between credit risk and cost efficiency. While, there is a significant negative relationship between the size of Islamic banks and its cost efficiency. Similarly, the operating cost ratio has a positive effect on cost efficiency. Finally, the equity ratio does not affect cost efficiency.
关键词：Islamic banks; SFA; Cost effeciency; Determinants of cost efficiency
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