期刊名称：Journal of Emerging Trends in Economics and Management Sciences
电子版ISSN：2141-7024
出版年度：2016
卷号：7
期号：3
页码：184-196
出版社：Scholarlink Resource Centre
摘要：This study examined the effect of bank consolidation on economic growth in Nigeria. The consolidation agenda introduced by CBN could be seen as an attempt to promote banking system stability and make the industry to operate more efficiently so as to enable the banks performs catalytic role of financial intermediation that will enhance the stability and growth of Nigeria economy. The main objective of this study is to examine what has changed after the consolidation exercise in relation to economic growth in Nigeria between 2004 and 2015. The study made use of secondary data sourced from the Central Bank of Nigeria statistical bulletin and the National Bureau of Statistics between 2004 and 2015. The model for the study has as its dependent variable the Gross Domestic Product (GDP) and its explanatory variables were commercial bank deposits and the commercial bank assets. Using the Ordinary Least Square (OLS) multiple regression techniques; the study revealed that both commercial bank deposits and assets have a positive and statistically significant relationships with the gross domestic product (GDP). The study, therefore recommended that policies that would sustain the viability of banks especially that which will guarantee availability of funds for investment purposes like the consolidation exercise should be greatly encouraged.
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