期刊名称：Journal of Emerging Trends in Economics and Management Sciences
电子版ISSN：2141-7024
出版年度：2014
卷号：5
期号：1
页码：51-55
出版社：Scholarlink Resource Centre
摘要：This study analyzed the determinants of seasonal loan default by small scale farmers in Kenya. It specificallyidentified socio-economic characteristics of the respondents and quantitatively determined some socio-economiccharacteristics of these farmers that influence loan default. The study employed a stratified random samplingtechnique to select 272 small scale farmers who took seasonal loan of AFC in the period 2005 to 2010 in UasinGishu County. Descriptive statistics was used to analyze the socio-economic characteristics of the respondents.Cross tabulation was used to present a summary of data related to the determinants and logit regression analysis,quantitatively determined the probability of default given the factors that influence loan repayment among therespondents in the study area. The results of the logistic regression indicated that personal factors and facilityfactors are both significant at 1% and farming conditions are not significant. These results show that measures tolower loan default should focus more on personal and facility factors rather than farming conditions
关键词：loan default; determinants; farmers; afc & uasin gishu county
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