出版社：The International Institute for Science, Technology and Education (IISTE)
摘要：The study investigates the influence of risk management on organizational efficiency. The research was done in Ghana, in particular Access Bank Ghana Ltd (UPSA Branch) as the case study. The objectives of the study were aimed at understanding of risk management, knowing the potency of risk identification, risk assessment and analysis, risk monitoring and controlling with it impact on organizational efficiency. Simple random sampling was used to select fifteen respondents. The research instruments majorly used included a set of questionnaires for respondents. The findings of the study multiple linear regression show that risk monitoring as an element of risk management was a positive relationship of 0.555(55.5%) and significant predictor with to organizational efficiency of (β=0.733, t (15) =3.398, p<0.050). The ANOVA test for the fitness of the model was also positive and significant and the study model was accepted. Correlation matrix was estimated using Pearson correlation to check the positive and strong association between risk identification, understanding of risk and risk monitoring. The findings established strong positive relationship between them. The study concluded that the bank assesses its risks by using quantitative and qualitative methods. The study recommended that a method for identifying, assessing, analyzing and measuring the key business risks in Access Bank Ghana Ltd be make available to all employees .
