期刊名称：Journal of Agricultural and Resource Economics
印刷版ISSN：1068-5502
出版年度：2019
卷号：44
期号：2
页码：362-379
出版社：WAEA
摘要：Understanding the factors that affect a farmer’s credit source is useful for lending institutionsto more effectively target customers and provides insight into credit sources that would beaffected sooner if a credit crisis would occur and the characteristics that are correlated with acustomer using a particular lending institution. Results of this paper suggest that the customers ofcommercial banks would be the most at risk as they are the most leveraged. Results also show thatas conditions deteriorate, farmers add more lending institutions and are also more likely to use acommercial bank or nontraditional lender.
