期刊名称：Journal of Theoretical and Applied Information Technology
印刷版ISSN：1992-8645
电子版ISSN：1817-3195
出版年度：2019
卷号：97
期号：11
页码：2957-2968
出版社：Journal of Theoretical and Applied
摘要：Risk management is an important factor to run a bank business because of business growth and the increasing complexity of bank activities which of course is accompanied by the risk level faced by the bank. POJK no 18/POJK.03/2016 concerning about Application of Risk Management for Commercial Banks states "Banks must implement an internal control system effectively for the implementation of operational activities at all levels of the Bank's organization". In particular, the Basel II Capital Accord defines operational risk as the risk of losses arising from the failure or inadequate internal processes, human resources, systems, and external events that affect the bank's operations. In carrying out its business, banks offer financial services to the Bank will receive and manage various types of risks to be controlled effectively so they can avoid large losses. The Financial Services Authority Regulation (POJK) describes the definition of risk management as a series of methodologies and procedures used to identify, measure, monitor and control risks arising from all bank business activities. One important issue in the context of operational risk management is the need for assessment data carried out by the risk owner in managing daily banking operational risk, to facilitate data management related to risk mitigation so that similar events do not recur in the future. To achieve this, it is necessary to develop a system that manages assessment data sourced from the risk owner using tools called Risk Control Self Assessment. The Rapid Application Development (RAD) model is used to refer to adaptive software development approaches. RAD is very suitable to be used to develop software that is driven by the requirements of Graphical User Interface and a short time period.
关键词：Operational Risk Management; Risk Control Self Assessment; Rapid Application Development
