期刊名称：International Research Journal of Finance and Economics
印刷版ISSN：1450-2887
电子版ISSN：1450-2887
出版年度：2019
期号：176
页码：167-181
出版社：European Journals Inc.
摘要：This paper examines bank specific and macroeconomic determinants of bank profitability in Kuwait. The data was collected for ten banks; five Islamic and five non-Islamic banks for the period from 2009-2016. Profitability is measured by Return on Assets (ROA), Return on Equity (ROE), and Tobin’s Q ratio as functions of bank specific and macroeconomic determinants. Results show that Islamic banks have higher profitability than non-Islamic banks. Bank diversification toward non-interest income has a significant positive relation with bank profitability. Asset quality and expense management are other significant factors affecting bank profitability; higher NPA and Operating Expenses affect profitability adversely. Interest income which is the traditional income for banks has a significant positive correlation on bank profitability. Under Tobin’s Q model, there is a negative relationship between inflation and bank profitability.
关键词：Return on Assets; Return on Equity; Tobin’s Q; Conventional and Islamic Banks; determinations of bank profitability; Kuwait Banking System.
