摘要：Credit businesses have been an important part of bank management. It is
not simply the primary source of bank revenue, but also satisfi es industrial &
commercial enterprises and individual fi nancing demands. The fi rm credit check
allows a bank eff ectively allocating and applying resources to activate the market
and accelerate economic development. The quality of credit therefore is closely
related to bank management and the security of social resources. Logistics
industry, presenting critical status in national economy, connects thousands of
businesses and maintains national economy. However, fi nancing diffi culty has
been a bottleneck for the development. The frequent fi nancing diffi culty becomes
a restriction against the development of logistics industry. Aiming at banking
credit personnel and logistics enterprise personnel in Shandong Province as the
research objects, total 250 copies of questionnaire are distributed, and 207 valid
copies are retrieved, with the retrieval rate 83%. The research results indicate: (1)
“business management” as the most emphasized evaluation dimension, followed
by “business prospects” and “fi nancial conditions” and (2) top fi ve evaluation
indicators, among 15 indicators, as responsible person credit, revenue trend,
guarantor credit, industry prosperity, and fi nancial structure. According to the
results, suggestions are proposed, expecting to assist logistics industry, through
the support and guidance of supply chain fi nance, in implementing structural
adjustment and promote the continuously healthy development.
关键词：logistics industry; supply chain fi nance; loans and credit; fi nancing;;
key factor.
