摘要：This study aims to determine whether there is a difference in the financial performance of PT Bank Pembangunan
Daerah Jawa Barat dan Banten TBK (Bank BJB) that already went public with PT Bank Pembangunan Daerah DKI
(Bank DKI) Jakarta which haven’t yet go public. Assessment of financial performance based on financial reports
through financial ratios, which are used as the variables in the study. The financial ratios are the ratio of profitability,
solvency, liquidity, and productive activities. The research method used is a quantitative approach in the form of
comparative. The results showed the financial performance of the ROA (Return on Assets), ROE (Return on Equity),
NIM (Net Interest Margin), BOPO (Ratio of Operational Costs to Operational Income), CAR (Capital Adequacy Ratio)
and LDR (Loan Deposit Ratio), there was no significant difference between Bank BJB that have went to public with
Bank DKI Jakarta which haven’t yet go public, whereas if viewed from the NPL There is a significant difference.
