期刊名称：International Journal of Management Science and Business Administration
电子版ISSN：1849-5664
出版年度：2019
卷号：5
期号：5
页码：32-42
DOI：10.18775/ijmsba.1849-5664-5419.2014.55.1004
出版社：Inovatus Usluge Ltd.
摘要：Being a country of developing world, Bangladesh has a long-standing history of fighting poverty by means
of microcredit. Thanks to the development of group lending approach of Grameen Bank established by Nobel laureate
Professor Mohammad Yunus, which has later been widely accepted as an alternative to the traditional collateral based
lending in extending credit facilities to the door of hard core poor at affordable terms, Bangladesh has been able to
register tremendous success in alleviating poverty. Apart from Bangladesh, Grameen type microcredit programmes are
now being replicated in more than 100 countries both in the developing and developed world. At the same time, Grameen
has constantly been devising new entrepreneurial solutions to the problems of the poor in the name of social business- a
social cause driven, non-loss, non-dividend, self-reliant business dedicated to serve the most pressing needs of the
disadvantaged. Muhammad Yunus has been successful to create a global infrastructure for social business which is
working as a catalyst for encouraging social business experimentations around the world. The paper will critically
examine the Grameen solidarity lending mechanism and social business framework and their efficiency in approaching
poverty with their cross border experiences.
关键词：Microcredit; Social Business; Solidarity Lending Approach; Poverty
