出版社:“Victor Slăvescu‿Centre for Financial and Monetary Research
摘要:The Greek banking market developed considerably after the
accession of Greece to the Eurozone, which was reflected on the
growth of number of banks, banking network and number of
employees. The application of the austerity program in Greece had
serious consequences on the Greek banking market. These
consequences can be witnessed in the dramatic increase of nonperforming
loans, the reduction of banks operating in Greece due to
mergers and acquisitions, bank bankruptcy and withdrawal of foreign
banks. All these resulted in Greece having the most concentrated
banking market in the Eurozone. The reduction of the number of banks
operating in Greece led to the closing of bank branches and dismissal
of employees. Nevertheless, some aggregates seem to benefit the
remaining banks in Greece. The ratios of deposits per branch and
employee and in particular the ratios of loans per branch and employee
have a positive impact on the productivity of the banks.