期刊名称：International Journal of Innovative Research in Computer and Communication Engineering
印刷版ISSN：2320-9798
电子版ISSN：2320-9801
出版年度：2018
卷号：6
期号：7
页码：6740-6744
DOI：10.15680/IJIRCCE.2018.0607010
出版社：S&S Publications
摘要：Credit card plays a very important rule in today's economy. It becomes an unavoidable part of
household, business and global activities. Although using credit cards provides enormous benefits when used carefully
and responsibly, significant credit and financial damages may be caused by fraudulent activities. Many techniques
have been proposed to confront the growth in credit card fraud. However, all of these techniques have the same goal of
avoiding the credit card fraud; each one has its own drawbacks, advantages and characteristics. In this paper, after
investigating difficulties of credit card fraud detection, we seek to review the state of the art in credit card fraud
detection techniques, datasets and evaluation criteria. The advantages and disadvantages of fraud detection methods are
enumerated and compared. Furthermore, a classification of mentioned techniques into two main fraud detection
approaches, namely, misuses (supervised) and anomaly detection (unsupervised) is presented. Again, a classification of
techniques is proposed based on capability to process the numerical and categorical datasets. Different datasets used in
literature are then described and grouped into real and synthesized data and the effective and common attributes are
extracted for further usage. Moreover, evaluation employed criterions in literature are collected and discussed.
Consequently, open issues for credit card fraud detection are explained as guidelines for new researchers.
