期刊名称：Annals of Dunărea de Jos University. Fascicle I : Economics and Applied Informatics
印刷版ISSN：1584-0409
出版年度：2019
期号：2
页码：1-7
出版社：Dunarea de Jos University of Galati
摘要：Social insurance is a critical component of social security but may not have been well
defined in Nigeria. Since insurance is noted to have tacit claims on regulating human
behaviour; social insurance should impel and compel public attitudes against the
vulnerability of being drawn to the sin of corruption- an economic risk to society. Against
this backlash, this study examined any linkage of the incidence of corruption in the Nigerian
socio-economic life to the level of social insurance cover (SIC) while noting some
intervening economic factors –inflation and interest rates. A non-linear ARDL technique
was applied and is considered to be more predictive than my previous studies on social
insurance. It is found that corruption is strongly linked to low SIC concomitantly with high
inflation rate particularly from 2005 to date. Government should target innovative policies
that will drive social insurance inclusion. These include attracting the informal sector to
take-up micro life insurance, micro health insurance, and micro pension schemes.
Government at various levels should design social interventions and financial assistance for
less privilege. Monetary policy watchers should ingeniously work out low inflation regimes
and low coupon fixed income instruments that moderate the interest rate spread in Nigeria
to sustain SIC and reduce corruptive tendencies.
关键词：Corruption; Economic factors; Nonlinear
co;integration; Social
insurance coverage
