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  • 标题:The Inhibitors of Micro-financing: A Myth or a Reality in Zimbabwe
  • 本地全文:下载
  • 作者:Godwell Karedza ; Mike Nyamazana Sikwila
  • 期刊名称:Mediterranean Journal of Social Sciences
  • 电子版ISSN:2039-2117
  • 出版年度:2016
  • 卷号:7
  • 期号:3
  • 页码:31-43
  • DOI:10.5901/mjss.2016.v7n3p31
  • 出版社:Mediterranean Center of Social and Educational Research (MCSER)
  • 摘要:The research study was aimed at exploring the inhibitors of micro financing institutions in Zimbabwe. The research objectives of the study were to find out the challenges faced by Zimbabwean MFIs in providing services to the informal sector, to investigate how MFI requirements are inhibiting their performance and to determine strategies that need to be adopted by MFI to stimulate better performance. Descriptive research design was used to get data and Closed and open ended questionnaires were administered in six provinces of Zimbabwe targeting government institutions, microfinance institutions and beneficiaries of microfinancing. In-depth interviews were conducted to policy makers in Zimbabwe. The target population for this study was 298 (comprising of MFI managers, beneficiaries and government institutions) and 5 policy makers respectively. A sample size of 169 was used. The study revealed that, microfinancing operations in Zimbabwe are being crippled by poor management skills which is blocking them to achieve their goals and objectives, again minimum capital requirements levied to them by the policy makers is also a stumbling block for MFIs performance, lack of sound capacity to attract long term loans from foreign direct investment and non-performing loans are also among the stumbling block for MFIs performance.
  • 关键词:Micro financing;Challenges;inhibitors;performance;MFIs
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