出版社:Mediterranean Center of Social and Educational Research (MCSER)
摘要:What are the factors that lead an individual to be self-employed after retirement, and what factors help or hinder the transformation of entrepreneurial intentions into practical reality? We have investigated the triggers of self-employment after retirement from a push & pull perspective. The helping factors in materializing entrepreneurial intentions, and hindering factors due to which one may not do so have also been studied. Results from semi-structured interviews reveal that individuals are more likely to be pushed rather than pulled into self-employment at older age. The dominant push factors identified are financial security, maintaining/improving the existing standard of living, catering to family related needs and work-life balance. The pull factors include previous business experience and knowledge of other successful entrepreneurs. Factors that assisted the retirees in their entrepreneurial initiatives consist of social capital, previous experience (employment & business) and supportive role of family. Those who were not able to turn their self-employment intentions into practical reality were hindered by health issues, lack of capital, perceived complexities, and risk aversion. Research limitations, future research directions and policy recommendation have been given.
关键词:older age entrepreneurship;triggers of self-employment;helping and hindering factors;Retirement;and Pakistan.