其他摘要：This study exhibits a comparative analysis of consumer confidence and bank-level stability factors between Islamic and conventional banks in Bangladesh. The study finds that despite having lower liquidity Islamic banks are able to provide higher consumer confidence levels than conventional banks. Islamic banks have reported very small Non performing asset (NPA), and shown a positive and significant relationship with liquidity implying that during the crisis Islamic banks tend to take rigid risk strategies compared to conventional banks. Cost income ratio (CIR) is inversely and insignificantly related in both types of banks. As increase in cost decreases the stability of the bank, profit before tax (PBT) gives expected positive and significant relationship in all cases. Increase in PBT increases the stability and consumer confidence level but the level of significance is higher in case of Islamic banks. CC represents consumers’ confidence and shows positive result in all cases but with an exception with conventional bank in TQ factor.
关键词：Islamic Bank; Conventional Bank; Stability; Consumer Confidence; Unit Root Test; Random Effect Regression
