摘要：Due to the constant economic evolution, the ease and increased credit offered by financial institutions, the financial education is a topic that has been gaining visibility over the years. Because of the sophistication and complexity of dealing with financial matters, people are becoming increasingly indebted and having difficulty paying their debts. In these conditions, this article addresses the theme of financial education, with the objective of making individuals aware that acquiring financial knowledge is the way to make conscious financial decisions and guarantee a better quality of life. This work, based on the main authors and supporting on the most recent research on the subject, shows the real situation of Brazil in relation to the financial knowledge of the individuals and how financial illiteracy influences the decision-making and the indebtedness of the families. The results show a worrisome scenario regarding the financial knowledge of the individuals in Brazil, although the Brazilian believes that he has good or excellent financial knowledge and relies on the skills to deal with personal finances, only 35% of the population is financially literate.
关键词：Financial Education; Financial Problems; Quality of Life.
