摘要：MILKE DESTIANA TANDILIMBONG. 2018. Financial Performance Analysis at PT Bank BNI (Persero) Tbk Makassar Branch Office. Supervised by Faridah, SE, M.Sc., Ak., CA and Thanwain SE., M.Sc. This study aims to measure whether financial performance at PT. Bank BNI (Persero) Tbk Makassar Branch Office using the CAMEL (Capital, Asset, Management, Earning and Liquidity) method is in a healthy predicate? To achieve this goal, the CAR analysis method is used. KAP, NPM, ROA, BOPO, and LDR. The results of the assessment of financial performance with the CAMEL ratio show that judging from the aspect of capital owned by PT. Bank BNI (Persero) Tbk Makassar Branch Office is above 8%, so PT. Bank BNI (Persero) Tbk The Makassar Branch Office has sufficient capital to cover all risks arising from investing in productive assets that support risk. Then viewed from the management aspect as measured by Net Profit Margin fulfilling the requirements of Bank Indonesia and other than that from the earning and liquidity aspects achieved by PT. Bank BNI (Persero) Tbk Makassar Branch Office in accordance with Bank Indonesia regulations. From the results of the assessment of financial performance and its relation to the CAMEL ratio, it can be said that over the past 3 years (2008-2010), it was shown that the financial performance achieved by PT. Bank BNI (Persero) Tbk Makassar Branch Office is in a healthy predicate.
