期刊名称：Annals of the University of Craiova: Economic Sciences Series
印刷版ISSN：1223-365X
电子版ISSN：1843-3723
出版年度：2019
卷号：2
期号：48
页码：1-8
语种：English
出版社：Universitaria Craiova
摘要：The insurance activity was focused from the very beginning on the need of protection that its members requested taking into consideration the dangers that affected their physical and moral integrity,as a result of the appearance of the devastating phenomena,disease,epidemics,the pollution of the environment and also as a result of the consequences of illegal behavioral actions that human factors had in the process of destruction and degradation of goods,in health damage and in the prejudice of body integrity.The variety of deals is a consequence of the competition which is present in the insurance market and the brokerage market.The clients’ tendency to use the compulsory insurance,in fact the civil liability insurance and the home insurance,is reflected in the belief that the insurer’s duties and rights are established by law.The clients’ desire to use optional insurance is based on the financial posibilities of the insured and the rights and duties of the parts are established by contract.
